Showing posts with label finances. Show all posts
Showing posts with label finances. Show all posts

Monday, August 25, 2008

Holiday and restday

I woke up at ten and went straight to the shower. My usual practice.

But since my "body shots" was over, I tried to play it down a bit. Usually, I just grab the coffee from the brewer pour it in my thermos and consume it wherever I was headed to.

Late last week, I have been practicing sitting at the breakfast table enjoying my cereals and my Benguet coffee.

Same routine this morning.

It's a holiday today. Geez, I don't know what exactly we're observing because our commander-in-chief loves shuffling holidays to have very long weekends to promote local tourism. Well and good for those living the normal 9-to-5 life.

Oh well anyhoo, my niece was scanning all the channels on cable and when she passed by Disney, I said: Oh Camp Rock with my not so callcenter-ish accent. Then she said in a correcting manner: Kahmp...Kehmp!

Kids, how can they be so annoyingly cute? Haha

I wish I had stayed home since it's my restday. Yeah, it's my restday and it's a holiday.  It's so unfair when people at the office got a 5-day work week and one day of it is paid premium while I was among those who also got a 5-day work week but won't get any premium pay because one of my restdays fell on a holiday.

Anyhoo again, I decided to render a 4-hour over time so I could still get a premium pay. One financial advice that I am trying to live up to is that if I want something like new clothes, shoes or a salon treatment, I have to work extra or get a sideline job and spare my salary.

So there!

For what it is worth, I've got myself some "loots" to try on plus I had mani and pedi.

The life!

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Monday, February 25, 2008

Weighing options

Although I'm not financially in distress I am still galactic distance from being well off.
I am maintaining just one credit card out of 4. That's BPI. This is not a paid post. I'm just pleased the way BPI continuously practicing old school banking. They would not penalize you for late payment just as long as you pay your due before your next cut off. Cool eh? The revolving interest is also low. I don't compute it but comparing the interest with SCB, theirs is the best.
February-March is the first quarter installment madness where your purchasing power would be three times your credit limit.
I have talked about my dying PC. I got this also some three years ago through BPI installment madness also. It signals that it needs replacement already. The geriatrics takes a gazillion years to boot and to open programs or files.
My officemate got himself already an Acer Aspire notebook through BPI also. Thirty thousand pesos payable in a year. Eighty Gig, dual core, 512MB RAM, DVD ROM and other features that I can't digest already. I'm not techie. Lecture me about make up, clothes or medical stuff, I think I could catch up but Computer 101? You could sense an impending aneurysm.
Another reason why I want to get a notebook is that I want to do school stuff in my idle time at the office or even during breaks in school. But since I was able to install the program that I need in to my office desktop, I am having second thoughts in getting one.
I'm considering bringing my CPU to its authorized service center for them to perform CPR on it. And if the prognosis is poor, then I will just close my eyes and swipe the powerful plastic.
For some reason, I became allergic to debts. Did I just evolve into a mature being in terms of handling my finances? I'd like to think so. I was in financial turmoil last year. Almost lost my mortgaged house. I think I'm having PTSD.
I'm 75% not buying a notebook and 25% go-get-it-tiger feeling as of this writing.

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